Find Financial Freedom.
Live Your Best Life.
We help small business owners organize their personal finances, budget their income, eliminate their debt, and live the life they want.
Find Financial Freedom.
Live Your Best Life.
We help small business owners organize their personal finances, budget their income, eliminate their debt, and live the life they want.
If you don’t control your personal finances, they’ll control you
Do any of these sound like you?
Disorganization
Take a look at your desk or workspace. Are all your surfaces covered in files? It’s pretty common for small business owners… and it can be terrible for your personal finances.
Not Enough Time
You’re an entrepreneur. You want to run your business. You NEED to run your business. As such, your personal finances often take a back seat to your business.
Running Out of Money
Do you ever get to the end of the month with more bills than money? Even though you’re making an income, and you’re trying to keep your expenses low, it just seems like it never goes far enough.
Irregular Income
Small business owners often have trouble paying themselves a regular income. Revenue can be a roller-coaster, and you have to take care of your baby, your business, first.
Personal Debt
The problem with personal debt, as it applies to small business owners, is that it can really impede your ability to get business loans. Loans you might need for capital, operating expenses, or expansion.
Poor Credit
Poor personal credit can be as bad, if not worse, than personal debt. Most lenders are going to want to evaluate your personal credit before offering you a loan. The better your credit, the better your chances.
Benefit Bummers
Do you have company-provided benefits, such as insurance or 401k? As a small business owner you might be all on your own. It’s on you to provide these benefits to yourself, which takes an extra level of planning.
An Uncertain Future
What is your end game? What happens when you exit your business? What does your retirement look like? Entrepreneurs have a great amount of freedom to live life in their terms – your retirement should be the same.
If you don’t control your personal finances, they’ll control you
Do any of these sound like you?
Disorganization
Take a look at your desk or workspace. Are all your surfaces covered in files? It’s pretty common for small business owners… and it can be terrible for your personal finances.
Not Enough Time
You’re an entrepreneur. You want to run your business. You NEED to run your business. As such, your personal finances often take a back seat to your business.
Running Out of Money
Do you ever get to the end of the month with more bills than money? Even though you’re making an income, and you’re trying to keep your expenses low, it just seems like it never goes far enough.
Irregular Income
Small business owners often have trouble paying themselves a regular income. Revenue can be a roller-coaster, and you have to take care of your baby, your business, first.
Personal Debt
The problem with personal debt, as it applies to small business owners, is that it can really impede your ability to get business loans. Loans you might need for capital, operating expenses, or expansion.
Poor Credit
Poor personal credit can be as bad, if not worse, than personal debt. Most lenders are going to want to evaluate your personal credit before offering you a loan. The better your credit, the better your chances.
Benefit Bummers
Do you have company-provided benefits, such as insurance or 401k? As a small business owner you might be all on your own. It’s on you to provide these benefits to yourself, which takes an extra level of planning.
An Uncertain Future
What is your end game? What happens when you exit your business? What does your retirement look like? Entrepreneurs have a great amount of freedom to live life in their terms – your retirement should be the same.
Imagine yourself a year from now
You’re standing at the crossroads of making a lifechanging decision. You can take one of three paths:
One, you could engage with us, let us help guide you through to financial freedom. Two, you could try to “do it yourself,” and spend precious time and resources trying organize and manage your finances. Three, you could do nothing at all, and hope that it gets better.
Which of these paths do you imagine will be most successful in one year? What about five years? How will it feel if you decide to put it off or give it a try on your own… and in one year you’re in the EXACT same situation?
Doing nothing isn’t going to make things better. In fact, ignoring your finances will only serve to make them worse. If you’re really serious about changing your life and clearing the path to financial freedom, contact us today.
Imagine yourself a year from now
You’re standing at the crossroads of making a lifechanging decision. You can take one of three paths:
One, you could engage with us, let us help guide you through to financial freedom. Two, you could try to “do it yourself,” and spend precious time and resources trying organize and manage your finances. Three, you could do nothing at all, and hope that it gets better.
Which of these paths do you imagine will be most successful in one year? What about five years? How will it feel if you decide to put it off or give it a try on your own… and in one year you’re in the EXACT same situation?
Doing nothing isn’t going to make things better. In fact, ignoring your finances will only serve to make them worse. If you’re really serious about changing your life and clearing the path to financial freedom, contact us today.
What do you get from working with a financial coach?
Organization
We help you bring order to your financial life.
Accountability
We help you follow through on financial commitments.
Peace of Mind
We help reduce your stress and anxiety over money.
Financial Freedom
We help you reach financial freedom sooner than you expect.
Let us guide you on a path to financial independence
We've been in bad situations...
We know what it’s like to struggle with personal finance issues – past due bills, living paycheck to paycheck, collection calls, mounting credit card debt.
... and we've gotten out!
We developed our program to help people just like you with their financial issues. By getting organized, planning a budget, reducing our expenses, and paying off debt, we forged a path to financial freedom.
We know entrepreneurs!
We have worked with dozens of small business owners and their families to improve their finances. While each story is unique, many of the problems they face are similar. We know how to help!
We have the training.
Our financial coaches go through an intensive training process to give them all the knowledge and skills they need to give you the best financial coaching available.
Get your action plan!
During your Financial Freedom Launch Party, we will create your action plan. Your action plan is set up to help you reach your goals. Whether that’s paying off credit cards, getting rid of a car payment, or saving for vacation, we will find a path to get you there. How does the Financial Freedom Launch Party work?
Step 1: Homework
We’ll send you some homework. Don’t worry, it’s not that bad! We ask you to gather some information and paperwork related to your finances (like bank statements, past due bills), and send to us for review. We’ll give you a complete list of everything we need.
Step 2: Meeting
Our meetings are all virtual. We take care of all the technology, so you don’t have to. We will review the homework items that you sent, we’ll talk about what financial freedom means to you, and we’ll work on a budget.
Step 3: Action
“A goal without a plan is just a wish.” When you leave our first meeting, you’ll not only have better understanding of your finances, but you’ll also have an action plan to implement – a guide to get you to the next step and further.
It all starts here!
We love to see our clients WIN.
My goal is to help small business owners with their personal finances, so they can spend less time worrying and more time building their business.
Small business owners, entrepreneurs, are the backbone of America. They are job creators, revenue generators, keepers of the economy. I have tremendous respect for anyone who chooses the risky and rewarding life as an entrepreneur. In my years as an entrepreneur myself, as well as a small business consultant, I’ve found that the most successful entrepreneurs succeed by giving everything to their business. They give their time, their money, their sweat, and, often, their tears. It’s this total dedication to their business that can create success, but it can also cause problems.
I’ve seen small business owners who live with stress and anxiety over their personal finances because of the focus they give their business. They spend so much time at the office (or shop, or restaurant…) that the personal bills come last. Often, they have a sporadic (or non-existent) income stream. Some are burdened with debt or poor credit.
I started Prospera because I believe that if we can take some of the pressure off of small business owners – by helping them organize their finances, establish and stick to a budget, control their expenses, and pay down debt – we can give them the time, energy, and peace of mind to grow their business.
And that’s a win for everyone.
Please reach out if you’re ready to make a positive change.
Matt Williams
Founder and Lead Coach
Is Financial Coaching Right For You?
Take our brief quiz and find out!